Let Treffer Appraisal Group take care of your appraisal

Thousands of people in Maryland buy, sell or refinance their home each year. A lot of these transactions have a simple line item for an appraisal. And even though there are a multiplying number of automated home valuation processes that might seem less expensive than an appraisal, almost all lenders still want a local expert because the stakes are so high. But is obtaining a mortgage the only reason you should get an appraisal? Are there also instances when the services of a certified, independent real estate professional might be beneficial? You bet.

Let Treffer Appraisal Group help you dispute your tax assessment in Anne Arundel County

It's probable you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your home, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from Treffer Appraisal Group is your best evidence when building your case. We're qualified to assist you in challenging your tax assessment.

PMI removal will lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, most lenders ask home owners to purchase an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

Treffer Appraisal Group will give you a statement regarding the value of your home, and the price you paid for the home valuation can generally be offset in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very traumatic event for the parties involved, and it is often further complicated by the troublesome decision of who gets the house. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from Treffer Appraisal Group, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with Treffer Appraisal GroupSettling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Treffer Appraisal Group assist you in relocating to or from Anne Arundel County

We understand the stress involved with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered during our intensive process.

Selling your home quickly at the right price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.